Secure Wealth offers 5 core multi-asset portfolios made up exclusively of ETFs, with a full ESG overlay. Between them they offer a solution for every risk appetite at some of the most competitive TERs (Total Expense Ratios) in the industry today.
SWM ETF PORTFOLIO PRODUCT SUITE

Our portfolios are available to your clients in three forms:
We can deliver a management fee of c.0.55% per annum to our partner firms.
The net portfolio management fee can be as little as 0.55% for partner firms using our managed accounts for their clients (gross management fee of 0.70%, less estimated income from ETF lending 0.15% per annum). This ranks amongst the most competitive management fees in the industry for actively managed portfolios.
By only using the lowest cost, most liquid ETFs, we also ensure that the total expense ratios for our portfolios are highly competitive.
FIXED-INCOME ETF PORTFOLIO
Our fixed-income ETF portfolio is a globally-diversified portfolio made up exclusively of fixed-income ETFs (Exchange Traded Funds). It is available in four versions: standard, 30% loan, 50% loan and 70% loan (please see the section on segregated accounts above for details of the loan arrangement). It is made up mostly of government bonds and investment-grade corporate bonds.
The target net annual return is 2%-4%, with volatility below 5%.
The SWM fixed-income ETF portfolio is suitable for investors seeking income within a low-risk portfolio, and who wish to prioritise capital preservation.
CONSERVATIVE ETF PORTFOLIO
Our conservative ETF portfolio is a globally diversified, multi-asset class portfolio made up exclusively of ETFs (Exchange Traded Funds). It is available in four versions: standard, 30% loan, 50% loan and 70% loan (please see the section on segregated accounts above for details of the loan arrangement).
It has a high focus on capital protection, and equity exposure is limited to a maximum of 40%. Both government and corporate bonds typically have a high weighting. The target net annual return is 3% to 5%, with volatility below 5%.
The conservative portfolio is suitable for those who wish above all to preserve their capital and guard against sharp market declines, whilst earning a commensurate return.
BALANCED ETF PORTFOLIO
Our balanced ETF portfolio is a globally diversified, multi-asset class portfolio made up exclusively of ETFs (Exchange Traded Funds). It is available in three versions: standard, 30% loan and 50% loan (please see the section on segregated accounts above for details of the loan arrangement). It contains broadly equal weightings in equities and bonds. The target net annual return is 5%-7%, with volatility between 5% and 10%.
The balanced portfolio is suitable for those who desire some equity exposure whilst still keeping volatility low.
GROWTH ETF PORTFOLIO
Our growth ETF portfolio is a globally diversified, multi-asset class portfolio made up exclusively of ETFs (Exchange Traded Funds). It has a high equity weighting, typically 80% or more. The target net annual return is 6%-9%, with volatility between 8% and 13%.
The growth portfolio is suitable for those targeting long term capital growth, yet with a lower volatility than most equity investments.
EQUITY ETF PORTFOLIO
Our equity ETF portfolio is a globally-diversified portfolio made up predominantly of equity ETFs (Exchange Traded Funds). The portfolio must hold at least 80% equities at all times, the typical weighting is around 90%.
The target net annual return is 7% – 10%, with volatility of 10% -15% (in-line with typical equity volatility).
The SWM equity ETF portfolio is suitable for investors targeting long term capital growth.
We also offer a 100% leveraged equity ETF portfolio. This portfolio is only available to our managed account clients who are targeting aggressive capital growth with a high risk tolerance.
50% and 100% leveraged versions of the SWM equity ETF portfolio
For investors with a high risk tolerance, we also offer a 50% leveraged and 100% leveraged version of our core equity ETF portfolio.
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